- (561) 922-7304
- office@oceanpoint.claims
- Servicing All of Florida
Eli Goins is a respected name in the Florida insurance industry. With more than 20 years of experience and a deep understanding of complex insurance policies and property damage assessments, Eli has become a sought-after expert for appraisal, loss evaluation, and umpire services. His work spans a wide range of claim types, including hurricane damage, fire losses, water damage, and other complex property claims.
Experienced Leadership: With extensive knowledge of Florida insurance claims and property assessments, Eli has successfully resolved countless disputes with professionalism and precision.
Unbiased Umpire: Eli is frequently selected to serve as an impartial decision-maker in high-stakes appraisal disputes. He has been formally appointed as umpire by Florida courts and is recognized by Judges for his neutrality, technical accuracy, and fairness.
Dedication: Known for his attention to detail and no-nonsense approach, Eli is committed to achieving balanced outcomes and protecting the rights of policyholders at every stage of the claims process.
An insurance appraisal is a formal dispute resolution process used when a policyholder and their insurance carrier cannot agree on the value of a property damage claim. Each side hires a qualified insurance appraiser to assess the damage and determine the value of the loss. If the two appraisers can’t reach an agreement, the matter is resolved by an unbiased umpire whose decision is binding.
This process is often faster, less expensive, and far more focused than litigation. Rather than wasting time in court, the appraisal clause allows property owners to obtain a fair, final decision based on facts, documentation, and the actual conditions of the loss.
Insurance appraisal gives both parties a level playing field, with neutral professionals deciding valuation—not carrier bias or delay tactics.
Umpire services are essential when the two appraisers in an insurance dispute reach an impasse. The umpire steps in as a neutral third party to review the facts, evaluate both appraisals, and issue a fair, binding award.
An unbiased insurance umpire doesn’t take sides. Their job is to make sure the final number is supported by evidence—not inflated, not minimized, just correct. This includes examining damage reports, policy terms, scope differences, estimates, and photos.
Eli Goins is regularly selected by attorneys, appraisers, and even Florida courts to serve as a court-appointed and unbiased umpire in high-value, high-conflict claims. His reputation for impartiality, sharp documentation review, and no-nonsense resolution makes him the go-to choice when fairness actually matters.
Loss consulting is the strategy arm of the claim process. It’s not about adjusting—it’s about positioning the claim for maximum recovery by ensuring the scope of loss is fully documented, justified, and presented in a way that insurance carriers can’t ignore.
As a loss consultant, Eli Goins partners with property owners, public adjusters, and attorneys to:
Accurately document property damage
Review and interpret policy coverage
Create detailed photographic reports and precise repair estimates
Support or challenge carrier estimates
Advise on strategy before or during disputes
If you’re preparing for appraisal, litigation, mediation—or just tired of being ignored—loss consulting can level the field before things escalate.
Insurance companies often underpay, delay, or dispute valid claims. That’s where experience, documentation, and the right expert make all the difference.
Whether you need a skilled appraiser, a neutral and unbiased umpire, or a strategic consultant to build a stronger claim, Eli Goins brings clarity to the chaos. Call today to schedule a consultation and take the first step toward resolution.
Insurance Appraiser: Eli works directly with his opposing appraisers, attorneys and experts to independently determine the true value of a claim. He inspects each loss firsthand, ensuring every item is supported by field documentation and construction logic.
Unbiased Umpire Services: As a recognized neutral and court-appointed umpire, Eli delivers final decisions in contested insurance appraisals. His impartiality, professionalism, and deep knowledge make him a trusted umpire on even the most contentious claims.
Loss Consulting: Eli helps clients prepare, strengthen, and document their claims to withstand scrutiny from insurance carriers and legal teams. His process is rooted in accuracy, detail, and strategy.
Eli Goins has successfully completed hundreds of insurance appraisals across Florida, including large-loss cases from hurricanes, fires, floods, and structural damage. He doesn’t rely on assumptions—he inspects every property, scopes every trade, and builds every estimate on real-world construction standards. Carriers don’t intimidate him. Delay tactics don’t derail him. His job is to protect the policyholder’s interests by producing fact-based, bulletproof valuations that lead to resolution.
When appraisers can’t agree, the unbiased umpire becomes the final authority. Eli Goins is a court-recognized and trusted insurance umpire, regularly appointed by Florida judges, attorneys, and opposing appraisers in complex, high-value disputes.
His role is to cut through posturing and deliver a decision rooted in logic, evidence, and the policy. That’s exactly what he does—without bias, without games, and without delay.
Contact us today for all your Insurance Appraisal, Umpire needs, or Loss Consulting. Call (561) 922-7304 or (888) 824-1306 or fill out the form below.